Here are a few definitions that will expedite your learning curve as you move closer to investing with MXB.

 

Opportunity Project Profile (OPP):

The Opportunity Project Profile is an extensive list of potential investment opportunities for MXB investors.  The OPP offers brief discriptions of each project to give investors specific details concerning the risk, the ROI, and the terms.  Preferred investors (Investors already invested in other MXB projects) are always given the first opportunity to invest in new MXB projects.

 

Miniature Corporation (Mini Corp):

A minimum Capital Investment with MXB is $25,000.  However, to offer investment opportunities to those that may not be financially able to participate at that level, MXB has developed what we proudly call "Mini Corp."  A Mini Corp is simply a conglomerate of investors who come together with a collective investment equaling $25,000.  MXB offers investment/ literacy courses to all Mini Corp participants to ensure maximum efficiency with each and every investor regardless of experience.

 

Capital Investments:

Capital Investments are simply cash investments.  Whether your investment derives from 401k funds, IRA funds, Stock or your checking/savings account; these transactions all fall under what we call "Capital Investments."

 

Credit Profile Investments:

Credit Profile Investments do not require capital.  These investment opportunities work well for investors who may not have access to "liquid" cash, but have a great credit rating.  Credit Profile Investments are extremely conservative investments due to the nature of the TransUnion, Equifax and Experian system of documenting payment history.  Because these investments are so conservative, many clients see drastic increases in credit scores/ratings. Clientele with little cash reserves have found that Credit Profile Investments can very quickly create cash reserves affording the opportunity to indulge in Capital Investments in the very near future.

 

Qualifying to Invest with MXB:

The qualification process requires the following:

1. Financial Assessment - this gives the client a complete overview of his/her financial status and ability to invest.  Many times a financial assessment can improve savings plans, retirement portfolios, and overall financial security for the family even if investing opportunities are not present.

2. Credit Analysis - this gives the client a complete overview of his/her credit profile and ability to invest.  It is not necessary for a client to have exemplary credit for Capital Investments.  However, to participate in MXB Credit Profile Investments, it is necessary to have a minimum credit (FICO) score of 700 and possess manageable debt to income ratios.

3. Background Check - this gives the client, MXB, and investment partners an opportunity to know who we are working with.  A criminal history does not prohibit a potential investor from opportunities with MXB.  However, we will inform our business owners and partners of criminal backgrounds to give them the opportunity to evaluate an investor and accept or reject funding.